Coldwell Banker Murray Real Estate



Posted by Coldwell Banker Murray Real Estate on 6/19/2018

Want to own a house? Enter the real estate market today, and you can take the first step to make your homeownership dream come true.

Ultimately, there are many reasons to launch a home search sooner rather than later, and these include:

1. You can search for houses in cities and towns across the United States.

There is no shortage of top-notch homes available in cities and towns nationwide. Regardless of whether you want to live in a small town or a big city, you should have no trouble discovering a great residence at a price that you can afford.

Of course, it often helps to establish homebuying criteria prior to starting a home search. With homebuying criteria in hand, you can accelerate the homebuying journey and find your ideal residence faster than ever before.

2. Many home financing options are available.

Although you've always dreamed of owning a home, money might have been a problem. Lucky for you, banks and credit unions offer many home financing options to make it easy for anyone to purchase a residence.

Lenders are happy to meet with you, explain different mortgage options and respond to your mortgage concerns and questions. Then, once you review all of your mortgage options, you can make an informed home financing decision.

Also, it may be beneficial to get pre-approved for a mortgage. If you receive pre-approval for a mortgage, you'll know exactly how much you can spend on a house before you start a home search. Plus, you can tailor your home search based on your budget and speed up your quest to acquire your ideal home.

3. You can receive expert help throughout the homebuying journey.

One of the biggest challenges for a homebuyer is figuring out exactly what to do at each stage of the property buying journey. Fortunately, if you hire a real estate agent, you can receive comprehensive assistance as you go from homebuyer to homeowner.

A real estate agent understands the challenges associated with buying a house. As such, he or she will do everything possible to identify and address these challenges before they escalate.

Typically, a real estate agent will learn about you and your homebuying goals. He or she next will teach you about the local housing market and help you craft a homebuying strategy. And when you're ready, you and your real estate agent can work together to find your dream house.

After you discover your dream residence, your real estate agent will help you put together a competitive offer to purchase this house. If the offer is accepted, your real estate agent will help you navigate the final steps of the homebuying journey. Best of all, if you ever have homebuying concerns or questions, your real estate agent will respond to them immediately.

Take the guesswork out of finding and buying your ideal residence Ė reach out to a real estate agent today, and you can begin your quest to find your dream house.




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Posted by Coldwell Banker Murray Real Estate on 6/12/2018

If you plan to submit an offer to purchase a home, there is no need to leave anything to chance. And in most instances, it is a good idea to put your best foot forward with your offer to purchase. That way, you can boost the likelihood of receiving an instant "Yes" from a seller and moving one step closer to acquiring your ideal residence.

Now, let's take a look at three tips to help you put together a competitive homebuying proposal.

1. Study the Housing Market

The current state of the housing market may impact the definition of a competitive offer to purchase. For instance, if the housing market favors buyers, you may face limited competition to acquire your ideal residence and can craft your offer to purchase accordingly. On the other hand, if the housing market favors sellers, you may need to submit an offer to purchase at or above a seller's initial asking price to secure your dream home.

Take a close look at the housing market and analyze market data. Then, you can differentiate a buyer's market from a seller's market and determine how much to offer for a house.

2. Weigh a House's Pros and Cons

A home has its strengths and weaknesses, and as a property buyer, you should dedicate time and resources to learn about all aspects of a residence. By doing so, you can determine whether a residence is right for you and submit an offer to purchase based on a house's age and condition.

Consider any home repairs that may need to be completed as well. If you understand the costs of potential home improvements, you can craft an offer to purchase that accounts for these tasks.

3. Collaborate with a Real Estate Agent

Submitting a competitive offer to purchase sometimes can be difficult for experienced and first-time homebuyers alike. Fortunately, if you work with a real estate agent, you can get the help you need to create an aggressive offer to purchase.

A real estate agent understands the ins and outs of buying a house and can offer expert insights into the property buying journey. He or she will teach you about the real estate market and respond to your homebuying concerns or questions. In addition, a real estate agent will help you find your dream home, set up house showings and keep you informed about residences that become available and fit your homebuying criteria.

Furthermore, a real estate agent can provide in-depth housing market data and insights. He or she ultimately can help you take the guesswork out of crafting a competitive homebuying proposal. And as a result, a real estate agent will do everything possible to ensure your offer to purchase matches a seller's expectations.

Ready to submit an offer to purchase your dream residence? Take advantage of the aforementioned tips, and you can bolster your chances of acquiring your ideal residence in the foreseeable future.




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Posted by Coldwell Banker Murray Real Estate on 6/5/2018

Once you've lived in your home for a while it's easy to become relaxed†on security. Maybe it's because you live in a safe neighborhood, or maybe you just have a habit of not locking doors. Regardless of the reason, practicing good security can pay off in a huge way protecting yourself, your family, and your belongings from harm. In this article, we're going to cover some home security basics that you might be forgetting and help you build a habit of taking care of them. Read on to learn some tips for†security at home.

Safety hazards

Some of the most common safety hazards to your home are completely preventable. Hazards like fire and carbon monoxide are both easily averted†by safe practices when it comes to cooking, electronics, and using open flames of any kind. Follow these tips to protect yourself from fire:
  • Install fire and CO detectors throughout your home. Set a reminder in your calendar to check the batteries yearly or however long is recommended on the detector.
  • Make sure your family knows basic cooking an electronics safety such as how to properly use ovens, microwaves, and power outlets.
  • Teach your family the proper use of fire extinguishers and have a fire safety week at your home where you cover the aforementioned topics, as well as how to evacuate the house in case of a fire.

Burglary

According to the FBI, break-ins are the number one most common threat to a home. There is a break-in every 15 seconds in America. Follow these tips to prevent break-ins at your home:
  • Don't leave spare keys outside your home or on your porch. Similarly, don't leave spare keys on or in your vehicle.
  • Make sure your doors and windows lock properly. Burglars will often move past a home if they cannot easily enter through the front or back doors. Installing a deadbolt will add to the integrity of your doors.
  • Don't keep valuable items like laptops, televisions, or expensive sound systems in plain sight from the road.
  • Change the locks when you move into a new home and keep track of the number of key copies that are made.
  • Keep a fireproof, waterproof, heavy safe in your home with important or dangerous items stored inside. This includes jewelry, important documents, and firearms†& ammunition.
  • Get to know your neighbors and agree to keep an eye on one another's homes, especially when one of you is away. Install motion sensor lights and find out if your neighbor uses them. Similarly, have them pick up your mail when you're away so it doesn't seem obvious that your house is empty.

The Role of the internet and technology

Technology can be a useful tool in making your home safer or it can be an easy way to advertise that you are vulnerable to a break-in. Follow these tips when it comes to technology-related security:
  • Don't post pictures of valuable items on social media
  • Don't advertise to your social media "friends" when you are going away. This could be an invitation to break in.
  • Installing a security system or even some dummy cameras and alarms can be a great deterrent.
  • Use encrypted cloud storage to keep your data safe. That includes copies of birth certificates, social security cards, family photos, wills, and more.
 





Posted by Coldwell Banker Murray Real Estate on 5/29/2018

Window shutters are a very old form of home improvement. Since there have been windows or openings in the walls of houses, shutters have been around. While they donít serve much of a practical purpose in the present day, they once were very important to homeowners.  Early shutters were meant to protect the interior of a home from things like intruders, weather, and animals. 


Ornamentation


Present day shutters are often used as the finishing touch for a home. Many homes just wouldnít look complete without them on the outside of the house. So, how do you find the shutters that are right for your home?


The Size And Placement Of The Shutters


You need room on your house for shutters to work on it. You shouldnít consider putting shutters on your home if the pieces will come too close to the corner or stick out beyond the trim of your home. Your windows also shouldnít be too close together. The space between windows and shutters should be about half of the width of one shutter. If you donít have the appropriate space, you shouldnít put shutters up. Even though youíre not actually using the shutters for practical purposes, you want them to look authentic, as if they could actually be closed. Keep in mind too that a small window may only need one shutter to make it work.


The Hardware 


Even though you wonít actually be using the shutters for your home, they should always be hung with the proper hardware. This allows the shutters to be attached appropriately and give the authentic look thatís needed to make them look true to form. If the shutters are hung any other way, they run the risk of looking cheap and fake. Even though youíre not actually going to use the shutters, the right hardware makes them function as they would if you really needed them.  


The Materials


As far as materials go, real wood shutters are unmatched in their authentic look. The problem with real wood shutters is that they can become weathered quickly. If you go with wood shutters, they will require frequent painting and replacement, which can become a tedious task as a homeowner.  


Vinyl shutters will last longer but choose them carefully. You still want a high quality shutter even though this material will be able to withstand the weather longer. The better the quality of your shutter, the more genuine they will look on your home. 


Color Choice


Typically, the color scheme on the outside of a home includes 2-3 different colors. Your shutters should be the accent color of the home. This means that they should match some other color thatís present on the outside of the house whether itís your front door or your window trim, the shutters should always be a different color than the siding of a home.




Tags: shutters   home exterior  
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Posted by Coldwell Banker Murray Real Estate on 5/22/2018

The kitchen is one of the busiest rooms in a home. Not just a place to cook meals itís also often the entrance to a home and where families gather together at the end of the day. Arguably, itís also the most important room in the home and the one home buyers should be most astute of.

The kitchen is one of the most expensive rooms to remodel ranging between $20,000 and $50,000. Whether youíre eager for some renovation projects or looking for a move-in ready home, youíll want to assess the level of work this room will need as your shop potential houses.

Start with perhaps the most obvious - is the room large enough for your daily needs? Is there plenty of counter space or room to expand cabinetry? Do you have a lot of kitchen tools that call for plenty of storage space or perhaps prefer an island to prep dinner at? Know what your ideal kitchen space ahead of time, especially if it is a priority, so your realtor can help you find the perfect fit.

Check that all appliances to ensure they are in working order as per the disclosure statement claims. Appliances are a big expense and youíll want to have a good idea of what will need replacing or to be installed. Consider if they are an easy color to match when it comes time for replacement and if any are under warranty.

Youíll also want to examine the cabinetry. Check to ensure all drawers and cabinets are properly aligned and open smoothly. If they are wooden cabinets you can easily swap out hardware or change the color if youíre not a fan of the current style. However, other materials are not as convenient so consider replacement costs if youíre unhappy with the current installation.

Countertops can be another major expense. Have the granite countertops been properly taken care of? If they are laminate are they scratched or chipped? If this isnít an upgrade youíre looking to make, be sure to look closely at what each home already has in place.

Kitchens are one of the busiest rooms in your home, especially if you love to cook. Check flooring for loose tiles, discoloration or poorly maintained wood flooring. This tells you a few things. Firstly, the quality of the materials used to build the home. And secondly, how well the house has been maintained over time.

Remodeling isnít on everyone's list when house shopping. And with kitchenís being one of the most expensive to renovate, this is one room you want to pay extra attention to as you view each potential home. Happy house hunting!




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