Coldwell Banker Murray Real Estate, Inc



Posted by Coldwell Banker Murray Real Estate, Inc on 12/19/2017

If you want to promote your house to potential buyers, there is no shortage of options at your disposal. In fact, some of the proven ways to showcase a residence to potential buyers include:

1. Home Listing

A home listing can make a world of difference for any home seller, at any time. However, it is important to note that not all home listings are created equal. But if a seller allocates the necessary time and resources to create an effective home listing, he or she should have no trouble stirring up interest in a residence.

Oftentimes, an effective home listing includes accurate information about a home's age and condition. The listing also should be both informative and engaging.

The ideal home listing should be shared with a seller's family members and friends too. That way, a seller's loved ones can offer details to lots of potential buyers about a residence, thereby increasing the likelihood of a fast home sale.

2. Social Media

Facebook, Twitter and other social networks are exceedingly valuable to home sellers. These networks enable sellers to share details about their residences, as well as respond to potential buyers' concerns and questions.

If you decide to share details about your home via social media, it often helps to include high-resolution photographs of your residence. With these photographs, a seller can showcase various areas of a home and help a buyer determine whether to set up a date and time to check out a residence in-person.

Furthermore, don't forget to post to social media regularly. Because the more frequently that a seller shares details about his or her home across social networks, the more likely it becomes that a potential buyer will learn about the residence and schedule a home showing.

3. Real Estate Agent

If you are unsure about how to promote your residence to potential buyers, there is no need to worry. Dozens of real estate agents are available in cities and towns nationwide, and these housing market professionals can guide you along the home selling process.

A real estate agent will learn about your home selling goals, as well as your residence. Then, this housing market professional will offer home selling suggestions and help you map out a successful home selling strategy.

Typically, a real estate agent will set up home showings and open house events, keep you up to date about offers on your residence and negotiate with a buyer's agent on your behalf. He or she also is unafraid to speak from the heart, and as such, will provide honest, unbiased home selling recommendations.

Perhaps best of all, a real estate agent can respond to your home selling queries. This housing market professional will even educate you about the real estate market and ensure that you can make informed home selling decisions.

Ready to promote your residence to large groups of potential buyers? Use the aforementioned options, and you can improve your chances of stirring up substantial interest in your house.




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Posted by Coldwell Banker Murray Real Estate, Inc on 12/12/2017

Shopping for a house is a high-stakes game. If you’re a first-time buyer, it can be difficult to gauge the value of various components and features of a home. Appraisals are designed for just this reason.

However, an appraisal is a subjective tool to determine a rough estimate. Furthermore, there are a number of things you can’t learn from an appraisal--such as how convenient the home would be for your work commute.

In this article, we’re going to help you, the homebuyer, determine the true value of a home as it would mean to you in your everyday life. Read on for tips on finding out the value of that home you’ve been dreaming of and deciding whether it’s really the best home for your budget.  

Appraisals are a baseline

When lenders are in the process of approving your home loan, they’ll want to decide whether the home you’re buying is worth the amount you’re paying. To achieve this, they’ll typically hire a third-party appraiser.

Find out from your lender which appraiser they use and read their online reviews. This will ensure that they’re a trustworthy source of information. Also be sure to check that the appraiser is certified and that they work with a diverse range of clientele (not just your lender!).

Since you’ll likely be paying the appraisal fee as part of your closing costs, make sure you’re happy with the appraisal and appraiser.

Key appraisal factors

After the appraisal, consider getting a second opinion or inspection of any of the key components of your home that may impact the appraisal. Some of these factors include:

  • The roof, HVAC system, and septic systems

  • The energy-efficiency of the home

  • The current market value in the area

  • The general upkeep of the home--a few cosmetic problems shouldn’t affect the home value much, but serious neglect can cause long-lasting and expensive issues like mold, water damage, pest invasion, and more

What an appraisal can’t tell you

Now that we’ve discussed the nuts and bolts of home value, we have to venture into what value means to you and your family. You’ll need to ask yourself a series of questions, and some of them won’t have a cut-and-dry answer.

First, how well does this home fit into the work life of you and your spouse? Will it mean a shorter commute, and therefore lower transportation costs and more free time? Putting a dollar value on an extra thirty minutes not spent in traffic can be difficult, but it’s a worthwhile exercise to take part in.

Furthermore, does the house have features that will make it a better asset in years to come? Energy-efficiency, proximity to in-demand schools, businesses, etc., can all be selling points for future buyers that are willing to pay more for your home.


Using a combination of a certified appraisal and some introspection, you should be able to come to a confident conclusion as to the value of the home as it means to you and your family.




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Posted by Coldwell Banker Murray Real Estate, Inc on 12/5/2017

A vacation is a time to rest, relax, and stop worrying about all of the things you have to do around the house on a day-to-day basis. However, it’s hard to relax if you spend the whole vacation worrying about your home.

Home intruders prey on people who are clearly away from their home. It’s much easier to plan a break-in from a house you know is empty for an extended period of time than trying to figure out when someone won’t be home.  

There are a number of ways to improve your home security to ensure your home and belongings are safe while you’re on vacation. In this article, we’ll provide you with a list so that you can relax and enjoy your time away from home.

1. Ask a favor from the neighbor

Being friendly with the neighbors has a lot of benefits. You can borrow their tools or ask for a hand moving something. When you go on vacation, ask your neighbors to bring in your mail for you. An overflowing mailbox is a clear sign that you’re away from home.

Make sure your neighbor has your cell phone number so they call you if anything seems out of place--like if they notice a strange vehicle in your driveway.

2. Get a house-sitter

If you have a relative in the area, maybe a niece or nephew, ask them to stay at your home while you’re away. If they live with mom and dad, they’ll probably be thrilled at the chance to have their own place for the weekend.

As an added bonus, they’ll be able to feed your pets, water your lawn, and take out the trash for you while you’re away.

3. Don’t advertise that you’re away

Most people these days have grown comfortable posting their whereabouts on social media. However, doing so when you’re away is an easy way to tip off would-be burglars that your house might be empty for a week or more.

4. Buy a cheap security system

You can find dozens of security cameras for under $60 on Amazon. When asked, 60% of burglars said the presence of a security system made them decide to move on to another home.

Complement this with a sticker that says you have a security system in place. It could be the one-dollar sticker that makes a would-be burglar decide to leave your house without breaking in.

5. Remove spare keys

Many people leave spare keys in obvious places because it’s easy to describe to people who might need to get in. However, if it’s easy for welcome guests to find it’s also easy for unwelcome guests.

6. Double check doors and windows

When making your to-do list for vacation, be sure to include double checking the locks on your doors, windows, and garage. Almost 30% of burglaries occur when someone enters through an unlocked door or window.

This also applies to any vehicles that you might be leaving in your driveway during your vacation. Remove valuables from the vehicle and place them inside your home in a safe place.




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Posted by Coldwell Banker Murray Real Estate, Inc on 11/28/2017

If you’d like to increase the value of your home by a slight amount before you even think of putting it on the market, you may be hesitant to make any kind of an investment. There are numerous upgrades that you can make to your home for under one thousand dollars. In the long run, these upgrades could help to save you some serious money. 


Put In A Programmable Thermostat


The majority of energy usage in your home is consumed by your heating and cooling systems. Using a programmable thermostat can help to keep the temperature inside your home stable throughout the day. Your heating and cooling system won’t need to continually start and restart to create a stable temperature in the home. This could be a great assistance in long-term energy and utility bill savings.


Get A New Toilet


If you want to impress buyers, put a new stylish looking toilet in your home. Upgrading your toilet can also bring your energy costs down. It will use less water with each flush and save you on your water bill.


Re-tile The Bathroom


Tiling a room yourself can be fairly inexpensive. It can also help you to breathe new life into the bathroom. Your tub will look brand new. Buyers will leave thinking that you have done an entire remodel of the bathroom. All you really need to do is replace some tile and grout. It’s a DIY project that can truly pay off with big dividends.


Re-tile Your Floors


Just like the bathroom, putting in a new kitchen tile or floor can really bring back some life into the room. Tile helps to rejuvenate the space by getting rid of dirty, tired flooring and backsplashes. 


If you need professional installation for any of these projects, you can splurge on it a bit. It does take some know how to understand the proper installation floor and backsplash tiles. Replacing the floors and tiles gives your home a new, clean look that will be an attractive upgrade to your home. 


Put Up New Window Fixtures


Replacing your blinds can really add something to each room of the house. Blinds can collect a lot of dust and dirt over time. While you may wash and clean them, sometimes, the dirt gets to a point where it’s completely stuck on. If you want to really make your buyers “wow,” try wood blinds. Most home improvement stores have a wide array of options for window blinds that allow you to customize both the size and style of your blinds.


Any upgrades that you can make to your home are an improvement for you while you’re living in it. These changes also allow you to get a bit more of a return on your property once you’re ready to sell.





Posted by Coldwell Banker Murray Real Estate, Inc on 11/21/2017

Home Insurance is a requirement, but it’s also a welcome protection for your most prized purchase. When getting insurance, you probably want a good deal on it. Your aim might be to try and save some money. There’s much more to insurance than cost, however. You need to know that whatever policy you choose will cover what you need and provide the right amounts of protection for those items. 


There’s so many different parts to an insurance policy that indicate the coverage you can have for your home, it can be dizzying. At its most basic form, home insurance protects your home from risk. This includes fire and robbery. Keep in mind that a less expensive policy will provide less coverage for you. Different types of coverage that you should be aware of are:



  • Dwelling Coverage
  • Other Structures Coverage
  • Personal Property Coverage
  • Liability Coverage


These different pieces of a home insurance policy allow for a wide variety of damages things including: Rebuilding your home, coverage that will allow you to rebuild fences, sheds and screen houses, protection if someone is injured on your property, and the insurance of your personal property contained within the home. Some policies will even cover you to live in an alternative place should your home become uninhabitable. 


Check Your Deductibles And Policy Limits


A deductible is how much you’ll need to pay before the insurance company picks up the rest of the bill. Policies with higher deductibles are less expensive to purchase. Yet, if your home does face damage, you’ll have to come up with a lot more upfront to have your home repaired. When you’re comparing home insurance policies, you’ll need to make sure that you have the same deductible amount selected for each separate policy that you’re getting a quote on. The deductible amount that you choose should be one that you’d feel comfortable paying when and if something happens to your home.  


True Comparisons


While shopping by price is a good place to start, you need to compare much more than that. You want to be sure that when you purchase a home insurance policy that you’re actually getting your money’s worth. You need to be mindful of the type of coverage that you get and the amount of deductible that you’ll need to spend in order to get that coverage. It would be tragic for something to happen to your home, only for you to find out that it’s not covered. You pay home insurance for protections, so it’s a great idea to know exactly what you’re paying for and where the safety net is surrounding your home and belongings.







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