Coldwell Banker Murray Real Estate, Inc



Posted by Coldwell Banker Murray Real Estate, Inc on 10/17/2017

It can easily cost thousands of dollars to furnish a single room in your new home. Your family and friends know it's not cheap to buy and knock out interior home designs. That's why they may be excited about buying you gifts that will do more than add color and style to your house.

Gifts that make moving into a new house so much easier

Relatives and friends who own a house of their own want to save you money. Nothing may make them happier than to know that all you have to do after you buy your house is to move in. If your family and friends know the household goods that you already have, it could be a cinch for them to choose products to buy you as housewarming gifts.

On the other hand, if your loved ones don't know which household goods you already have,you'll have to tell them. Need ideas? Check out these often used household appliances, decorations and other home interior and exterior products:

  • Washer and dryer - These two gems eliminate the need to lug laundry to and from the Laundromat. You'll save time, energy and coins. Can't you see that big red or purple bow atop your brand new washer and dryer set?
  • Lawn mower - Even if you live in a house that's supported by a homeowners association, there's a good chance that you'll have to mow your own lawn. Receiving a lawn mower as a gift saves you hundreds of dollars.
  • Wide screen television - If you're an avid television watcher, you might appreciate this gift most. A high definition,wide screen television saves you more than one hundred dollars.
  • Cookware and dishes - Receive a full set of dishes as a house warming gift and you'll be ready to enjoy a delicious meal as soon as you step inside your home.
  • Linen - New home linen gifts range from bed linen, bath towels, hand towels and wash cloths. You're fortunate if you receive enough linen to fill your kitchen, bathrooms and to cover each bed in your new home.
  • Artwork - Custom paintings, picture frames and table centerpieces beautify your home. Artwork also adds personality to your home. These types of gifts create lasting memories that remind you of great friends and relatives and how much they love you each time you happen upon the gifts.
  • Gift cards - You'll have the finances to buy unique gifts for your new home if you receive gift cards.

If you've never owned a house before, you might not be fully aware of how much it cost to furnish a house. You might not know just how many appliances and products that you need to live comfortably in your new home. Do yourself a favor. Be open to your family and friends suggesting great gifts that they can buy for you. Also, consider ask your friends and relatives to gift you with one or more of the appliances or household goods on this list.




Categories: Uncategorized  


Posted by Coldwell Banker Murray Real Estate, Inc on 10/10/2017

Want to sell your house? You're not alone, as many home sellers across the country will allocate significant time and resources to ensure that their properties stand out from the competition.

Ultimately, the steps you take before you list your residence may dictate homebuyers' interest in your house. And if you prepare your home accordingly, you may be able to streamline the home selling process.

So what does it take to get your house ready for the real estate market? Here are three steps that every home seller should follow.

1. Remove Clutter

Clutter is an eyesore that home sellers can live without. Thus, you'll want to spend some time getting rid of clutter before you add your house to the real estate market. Because if you don't, you risk alienating potential homebuyers as soon as they enter your house.

To de-clutter effectively, place any personal belongings in storage. This will allow you to free up space quickly and effortlessly.

Also, if you need to de-clutter in a hurry, you may want to consider hosting a garage sale. By doing so, you can sell excess items for a quick profit.

2. Clean Up Your Living Space

A clean home is a beautiful home, and a beautiful home is one that is ready to sell. Therefore, cleaning up your living space can make a world of difference in a competitive housing market, especially for those who want to accelerate the home selling process.

When it comes to cleaning your living space, go above and beyond the call of duty. Mop the floors, wipe down the walls and ensure that your house looks great inside and out.

Remember, you only get one chance to make a first impression. But if you dedicate the necessary time and resources to clean up your living space, you should have no trouble generating substantial interest in your home as soon as it hits the real estate market.

3. Hire a Real Estate Agent

Let's face it – selling a home can be stressful. Lucky for you, real estate agents are available to help you alleviate stress and take the guesswork out of listing your residence.

An experienced real estate agent understands what it takes to sell a house in any real estate market, at any time. This real estate professional will promote your home to the right groups of homebuyers, set up home showings and host open houses. Plus, he or she will go the extra mile to help you maximize the value of your residence.

Perhaps best of all, a real estate agent is a housing market expert. This professional will be able to keep you up to date about any offers on your home and provide recommendations and insights throughout the home selling process. Also, if you ever have questions about selling your home, your real estate agent will be happy to address your queries at any time.

Employ a real estate agent to help you sell your home, and you can get the most out of your home selling experience.




Categories: Uncategorized  


Posted by Coldwell Banker Murray Real Estate, Inc on 10/3/2017

It’s true. Some friends are closer than relatives. Friends support you while you’re navigating through your life’s toughest challenges. They’re the people you invite to your birthday parties, graduations, baby showers, holiday celebrations and weddings. You’d be hard pressed to think of a lot of times when your best friends weren’t either present or among the first people that you called and told about the experiences. So, it’s not surprising that a friend has asked if they can move in with you. But, how should you respond?

Get real with yourself before you let a friend move into your house

State laws govern how long someone must live with you before they are considered to be a legal resident. One thing that can cause someone to be viewed as a legal resident at your house is whether or not the person receives personal mail at your address. Check with your local government before you tell a friend that it’s okay for her to move in with you.

Ask your friend about his sleeping habits. If your friend works from home, find out what his work hours are? For example, does your friend start working at five o’clock in the morning or does your friend stay in bed until noon?

If your friend played music loudly during your younger years, factor that into your decision. You may have changed and now turn your music down. But, that doesn’t mean that your friend listens to her music at a reasonable volume.

Think back to how your friend behaved around pets. This is a must if you have pets. Your friend moving into your house may not work if your friend is afraid of the type of pet that you have. For example, some people are afraid of dogs. Other people are afraid of cats, perceiving cats to be too mysterious.

Deciding to let a friend move into your house might not be a good idea

Discuss your friend moving into your house with your children. If a lot of time has passed since you last spent an extended period of time with your friend in person, hang out with your friend around children. Observe how your friend responds to children, especially when children are upset or impatient.

It goes without saying that you need to discuss your friend moving into your home with your spouse before you give your friend the green light. Let your spouse express her views about the move free of pressure. Don’t try to sell your spouse on the move. After all, your spouse could raise important issues about your friend moving into your home that you hadn’t thought about.

If a friend moves in with you, it could change your entire relationship with that friend. You’ll learn about each other’s habits, including your cleanliness, sleeping and work habits. You’ll also gain insight into each other’s hidden, personal struggles.In a way, it’s similar to getting married. Think about the pros and cons associated with living with someone before you give your friend a set of keys to your house. It could save your friendship.




Categories: Uncategorized  


Posted by Coldwell Banker Murray Real Estate, Inc on 9/27/2017


8 Ocean Park West , Dennis, MA 02639

Dennisport

Single-Family

$289,900
Price

5
Total Rooms
2
Beds
1
Baths
NEW PRICE REDUCTION- Steps to PRIVATE well maintained beach from this updated 2 bedroom cottage. Located w/in Dennis Seashores condos, this FULLY furnished cottage is turnkey ready and waiting for you to rent or enjoy. The cottage boasts an excellent weekly rental history with upside to rent in the shoulder season if desired. Rentals and property are managed by Dennis Seashores management and are included in the association fees. Cottage has a spacious living room with wood burning fireplace which leads into a full dining room. The outdoor deck is perfect for entertaining or relaxing. Cottage sits on the well manicured grassy area of the property. Enjoy a few weeks for yourself and let the rest of the weeks pay for your home away from home. 2018 summer rentals already reserved!
Open House
No scheduled Open Houses

Similar Properties





Categories: Price Change  


Posted by Coldwell Banker Murray Real Estate, Inc on 9/26/2017

Everyone knows that their credit score will affect the mortgage they qualify for and the interest rate they receive. The details of how exactly those numbers are arrived at, however, are a bit hazy for the average prospective homeowner.

This confusion is due to a number of reasons. Chief among them is the fact that your average person isn’t well-versed in credit terminology or the variables that go into determining their credit scores.

In this article, I’m going to break down credit scores and credit bureaus, then discuss how each of them affects the mortgage rate you could receive. Then, we’ll talk about some ways you can boost your score to qualify for a better rate.

Anatomy of a credit score

Credit scores are determined by five main variables. In order of importance, they are:

  • 35%: your payment history on loans, bills, credit cards, etc.

  • 30%: your total debt amount for all of your accounts

  • 15%: length of your credit history (how long you’ve had open accounts for loans, credit cards, etc.)

  • 10%: types of credit you have used (auto loan, student loan, credit card… diversity of loans matters)

  • 10%: recent credit inquiries (such as taking out new loans or opening new credit cards)

To have a “good” (over 700) or “excellent” (over 750) credit score, you’ll need to focus on each of these factors. For most people, paying their bills on time over a long enough timeline is enough to get them into the excellent range.

But things happen in life. People forget to pay an important bill, they have financial emergencies, or they have to take out a loan for an unforeseeable expense.

The credit bureaus

So, who are the people that determine your credit score?

There are three main credit bureaus: Experian, TransUnion, and Equifax. Lenders will look at reports from all three bureaus to determine your rate. Due to the Fair and Accurate Credit Transactions Act of 2003, consumers are able to receive a free copy of their credit report from each bureau once per year.

Since then, companies like Credit Karma have made credit reports even more accessible. Users are able to check in on their credit as often as they want free of charge.

Since much of your credit score is out of your hands, at least in the short-term, what can you do to help boost your score over the next few months to increase your chances of getting a good interest rate on your loan? Two things.

Credit and mortgages

So, just how much of an impact does your credit score have on your mortgage rate? Having an excellent score can give you a full percentage point lower on your monthly interest rate.

One percent doesn’t seem like much, but over the period of a 30-year loan that can amount to tens of thousands of dollars that you could have saved if you had a better credit score. As you can imagine, having an extra $2,000 per year can be quite helpful to a new homeowner.

So, what can you do to boost your score?

Make corrections

Since you have access to free credit reports be sure to go through your detailed report a few months before you plan to apply for a mortgage. Report any harmful errors to help you increase your score.

Don’t apply for new credit

The period from now until you apply for a mortgage is an important one. If you make new credit inquiries (i.e., open up new credit cards, take out new loans, etc.), your score will temporarily decrease. Wait until after you sign on your mortgage to take out other loans.




Categories: Uncategorized  




Tags